The holiday shopping season can be challenging as we all try to set and/or stick to our annual budgets.  Don’t let 10 months of careful planning and spending go to waste in the final six weeks of the year.  Consider the following tips to help you stay on track: 

• Include everything when budgeting.  One of the easiest ways to bust your budget is to fail to acknowledge the soft costs of shopping like parking, lunch at the mall, babysitting, gift-wrapping, etc.  Receipts and records from last year can be a great place to start.  Remember, it’s better to overestimate than underestimate.
• Write it down.  It’s not really a budget until it’s on paper.  Having it on paper provides a way to measure your success and keeps you on task.  Post it in a place for everyone in your family to see and chart your progress.
• Consolidate your cards if making purchases on credit.  Spreading purchases across multiple cards makes it more difficult to track expenses and maintain your budget.  When using credit, think of it as a short-term loan and select the card with the lowest interest or the one that provides reward points.

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If you want to see what’s wrong with American society then check out this video. The blatant disregard for one’s health is amazing! And we are having an argument over universal health care? It would be one thing if people visited this place on the rare occasion but I know there are plenty of weekly regulars! Check it out! Let me hear your comments.

I trained with Jason, President of Pinnacle Performance and Personal Training, for 3 years. He is responsible for educating me and kicking my butt to the best shape of my life. If you are looking for a quality total body pre-workout warm up that takes less than 5 minutes check out Jason’s new dynamic warm up. I tried it this evening before my workout and I loved it! It got my blood flowing and my heart pumping ready for a strong workout.

Below the video is the list of the exercises.

Dynamic Warm Up- (4-5 minutes)

* High Stepper- 20 reps

* Cross Arm Jumping Jacks- 20 reps

* Pushups- 10 reps

* X-step Lunges- 10 reps (each leg)

* Pushups- 10 reps

* Windmills- 10 reps (each way)

* Reaching RDL- 10 (each side)

www.PinnaclePersonalTraining.com

The holiday season might not be the time to lose weight, but that doesn’t mean throw caution to the wind. Have a plan! Here are 8 tips to help you succeed this holiday season.

1.) There will be poor choices at every party. Plan ahead. Have healthy snack before you go to fill you up, and then choose only your favorites when you get there.

2.) Don’t inform people you’re “eating healthy this holiday season.” They may tempt you!

3.) Eat the fruits, vegetables and low calorie foods first.

4.) Try cooking lighter recipes. Just don’t want to tell your guest!

5.) If you’re not cooking, offer to bring a dish you can eat without the guilt.

6.) Moderate your alcohol intake during the holidays.

7.) If at first you don’t succeed, don’t throw in the towel. One mistake doesn’t blow the entire day!

8.) Get your exercise. It will help burn off those mistakes!

Overall, remember the meaning of the holidays and that they can be enjoyed without indulging in mass quantities of food. Have a little but be strong. What takes 3 minutes to eat likely takes 30 minutes to work off!

Client Survival Tips
By Jason Rulo
President of Pinnacle Personal
and
 Performance Training LLC

All three contestants commit epic fails trying to solve the same puzzle “Regis Philbin & Kelly Ripa”…watch as nobody can say the names right to save their life…finally Lee on the end decides he’s going to make sure it is what he thinks it is and spins until he gets every letter in the puzzle up there, then he misses it! This is without a doubt the worst round of Wheel of Fortune in the history of the show! LOL